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Tips for handling insurance companies after an accident

On Behalf of | Oct 30, 2020 | Car Accidents |

If you are hurt in an automobile accident, there is a good chance that you’ll receive a call from the other driver’s insurance company. In many cases, the other driver’s auto coverage provider will want to settle the case as quickly and inexpensively as possible. As a general rule, it is a good idea to review the settlement offer with a New York attorney.

The potential benefits of working an attorney to resolve an accident case

An attorney will likely be able to review a settlement offer and help you determine if it is worth accepting. If you decide to reject the proposed offer, legal counsel might be able to represent your interests during the process of negotiating an offer more to your liking. In many cases, an attorney may file a lawsuit on your behalf while engaging in settlement talks outside of court. This is typically done to ensure that you don’t lose your right to file a lawsuit if the need arises.

You might need to talk to your own insurance company

Most coverage providers require policyholders to get in touch with them after an accident occurs. This may be true whether or not the accident is your fault or if you are liable for any damages. Furthermore, it may be necessary to file a claim on your own insurance policy if the driver who struck you doesn’t have auto insurance or has insufficient coverage.

Injuries sustained in motor vehicle accidents may make it difficult to work or engage in recreational activities. It might also make it difficult to have a romantic relationship with a spouse or maintain platonic relationships with friends. However, you may be entitled to compensation for medical bills, lost wages or other damages that were incurred as the result of another driver’s negligent behavior.

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